Holiday Greetings

by tamtech 21. December 2011 11:22

I’d like to take this opportunity to wish all of our friends and customers a Happy Holiday Season and Great New Year. Tamarack will be closed December 26th 2011 through January 2nd, 2012. 2011 has been a good year for Tamarack We have introduced several new products: The Perfect Balance Indoor RAP (Return Air Pathway) and a new line of ducted Whole House Fans. We will continue to develop new products for fresh ideas in 2012. During the year in 2012 we will be at national trade shows and 6 homes shows from New Hampshire to California, please visit the website for a complete listing of where we will be, and be sure to mark your calendars and stop in for a visit if we are in your area. Our sales and technical staff are always available to assist you in your ventilation and Indoor Air Quality issues. Tom Colasanto~CEO


General Information

Foreclosure Crisis

by tamtech 12. December 2011 09:02

Foreclosure Crisis Isn’t Even Halfway Over – posted on Dec. 1st, 2011: Source NY Times

A new analysis suggests that the tide of home foreclosures isn’t going to recede soon.


The report from the Center for Responsible Lending, finds that at least 2.7 million mortgages loaned from 2004 through 2008, or about 6 percent, have ended in foreclosure and that nearly 4 million more home loans (roughly 8 percent) from the same period remain at serious risk.


Put another way, “The nation is not even halfway through the foreclosure crisis, says the report, which analyzed 27 million mortgages made over the five years.


While most of those who have lost their homes are white, the report found, African-American and Latino borrowers have been disproportionately affected.  Roughly a fourth of all those borrowers have lost their home to foreclosure or are seriously delinquent, compared with just under 12 percent for white borrowers.


And across the country, low-and moderate-income neighborhoods and neighborhoods with high concentrations of minorities have been hit especially hard, the report found.


The Center for Responsible Lending is a nonprofit group that works to eliminate abusive financial practices.


Its report also noted that certain types of loans have much higher rates of completed foreclosures and serious delinquencies.  They include loans originated by brokers; hybrid adjustable-rate mortgages, option ARMs, loans with prepayment penalties and loans with high interest rates (subprime).  African Americans and Latinos were more likely to receive a high-cost mortgage with risky features, regardless of their credit.  For example, among borrowers with good credit (a FICO score of over 660), African-Americans and Latinos received a high-interested rate loan more than three times as often as white borrowers.


General Information

RESNET Energy Smart Teams

by tamtech 9. December 2011 16:17

RESNET has launched RESNET Energy Smart Teams which represents a new approach to comprehensive retrofits of existing homes.  The approach teams up the various facets of the contractor trades with a certified RESNET HERS Rater to offer a comprehensive solution to homeowners.  Team members work together to develop a scope of work and complete home performance retrofit projects.

Here’s how the RESNET Home Energy Team works.  A certified rater would undertake the initial inspection and testing of the home following RESNET’s standards.  This would include the combustion appliance testing and preparation of a work scope.  The contractor members would then complete the upgrades in accordance with the work scope agreed to by the homeowner.  Once the project is completed an independent rater would complete the test out and undertake a quality assurance inspection to ensure the work was completed to the specifications of the work scope.

Published by RESNET Dec. 9th, 2011 -


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